How to set up and use Google Pay

Google Pay is a digital wallet linked to your Google account. You can use it to send or request money with friends (kind of like Venmo), use it in apps to pay for things and use it in a store or restaurant with your Android phone or watch Wear OS. But perhaps the real reason to use Google Pay is that it’s faster and more secure than using a physical debit or credit card.

Replace Android Pay and Google Wallet In 2018, Google Pay works without sending your physical card numbers to stores and restaurants. Essentially, your credit and debit card information is stored securely on Google’s servers, and instead of sending you your card numbers, Google Pay uses a token called a virtual account number as a backup account.

Over the years, Google has added more functionality to the app. You can use and store membership cards, gift cards, transit cards, and even get promotions for certain goods and services.

But before we can enjoy all the benefits of Google Pay, we need to set it up.

Set up Google Pay

The first thing you need to do is get the Google Pay app. Google Pay is also available on iOS. Once you download the app, the setup instructions are the same for the Android version.

1. Download the app from the Google Play Store to install it.

2. Open the Google Pay app and tap start button.

3. Next, tap Contact Gmail button. A window will appear asking for your permission to give Google Pay access to your device’s location.

4. Google Pay wants to know your location so it can notify you when you’re somewhere that accepts Google Pay or uses your loyalty cards. To use the locator feature, tap the blue letters his job button at the bottom of the screen.

5. At the bottom of the Google Pay app there are four tabs: Home, Payment, Passports, and Submit. go to premium then press Add a payment method button.

You can also start at residence tab. go to Pay with your phone in stores Section and press the blue button set it up button. If you already have a card registered to your Google account (possibly for the Google Play Store or another Google service), it will offer you to connect that credit or debit card to the Google Pay app on your phone. A bit creepy, but mostly useful.

The Google Pay card screen shows different card options for payments

You can use credit and debit cards already connected to your Google Account, or add new ones.

Charlie Wagner / CNET

6. You also have the option to add a new card to your account. To do this, click Add a new card Then hold your card in the pop-up camera window. After the camera captures your card information, check the card’s expiration date and the Card Verification Code (CVC) number.

7. Once you do that, press Memorizes button at the bottom of the screen. Read the Terms of Service, and click Accept and follow button at the bottom.

8. Then, your bank will verify your card, and you’ll get a message that the lock screen will be used for Google Pay. Once you understand that, press the blue button got it button at the bottom.

9. After that, you will find yourself on Verify your card Screen. Choose where you want to receive the verification number. Depending on your card, you can send it to your email or phone number. Once you have made your choice, click Complete button. When you receive the number, type it in the field on verification code screen and press send button.

Credit card alias field in Google Pay

Under your card details, you can add an alias and set a card to be the default option for payments.

Charlie Wagner / CNET

Set a default card for Google Pay

You can store multiple cards on Google Pay and even set one up as a default card.

1. Click on the stored card You want to set it as default.

2. When the card details screen pops up, tap Default for in-store payments slider button. It takes a minute or so for it to turn blue. Exactly how long? Well, I had enough time to add an alias to my (Brewster’s Millions) card.

How to use Google Pay in stores, restaurants, and ATMs

To use Google Pay in a store or restaurant, look for the Wireless Pay logo in the history. They are the ones that look like a hand holding a square piece of cheese over a plate of curved sausages of increasing lengths.

Contactless payment logo in Google Pay app

You can use Google Pay anywhere you see the contactless payment icon.

Charlie Wagner / CNET

When you see the code, unlock your phone near the register (keep it inches away), and Google Pay will unlock with your virtual card. Google Pay, like Apple Pay, uses NFC To connect to a record.

Paying for things with your phone might be new, but Google Pay can do a lot more. With it, you can use your phone to get money from ATMs. If you have a Chase debit card linked to Google Pay, for example, you can use it at a Chase ATM with a contactless reader to withdraw money. Of course, you still have to enter your debit card PIN to do this.

Tap on your Android phone with Google Pay at the ATM to get cash

Once one of the most convenient uses I found for Google Pay was to get cash from an ATM.

Charlie Wagner / CNET

Send and receive money with Google Pay

But Google Pay isn’t just about using your phone instead of plastic cards. You can send and request money with friends and family, just as you do Venmo Wasil.

1. To send criticism, open a file Google Pay a program.

2. Click on Send or request money button.

3. from there, Select a contact To send money to or request money from them.

4. If the person you are sending or requesting is not in your contacts, Type their phone number or E-mail.

5. If they have Google Pay on their phone, they can share a Google Pay QR code with you (or vice versa).

With Google Pay, you can also send or request money from your browser.

1. Go to and sign in.

2. Next, select File Send or request money tab.

3. handle Send money or asking for money.

4. Enter the amount of money you want to send or request, then enter the recipient’s phone number, email or name to pull the information from their contact card.

5. Finally, tap Sends or Request.

Use Google Pay on websites and apps

You can also use Google Pay when paying on websites as well as in apps like Caviar, Starbucks, and Airbnb. Anytime you see a file Google Pay On a website or in an app, simply click on it when paying.

Add loyalty and gift cards to Google Pay

Google Pay Wallet allows you to add loyalty cards and gift cards to it. For example, I added AMC Stubs A Card.. But there is a host of subsidized merchants, from Starbucks and Walgreens to Ikea and airlines like United, Delta and American.

1. To add a loyalty card or gift card, open the Google Pay app and tap pass, pass, pass successfully tab at the bottom of the screen.

2. Then press the blue button pass button with + sign.

Option menu to add a transit pass, loyalty program membership, or gift card

Google Pay also lets you store loyalty memberships and retail gift cards as well.

Charlie Wagner / CNET

3. Next, select either loyalty program or gift card from the popup. When the list of retailers and restaurants appears, choose the company for your card or loyalty program.

4. If you have a gift card, you will be asked to enter the card details. For the loyalty program, a camera window will appear to scan your loyalty membership number. Some companies will give you the option to enter numbers manually by clicking Enter manually button at the bottom of the screen. If you don’t already have a membership, some companies like sandwich maker Jimmy John’s will allow you to sign up for a new account.

Passes don’t work as smoothly as a credit or debit card, but it can be easy to get all your memberships and gift cards in one place. Here’s how to use your gift card or loyalty membership card.

1. go to pass, pass, pass successfully tab and select the loyalty card you want to use.

2. next one, Present the barcode to the cashier To clear. If your card does not have a barcode, read your membership number to the teller.

To sort your loyalty cards, open a file pass, pass, pass successfully tab. Next, tap and hold on the card you want to rearrange. Move them up or down to rearrange them as you like.

Use Google Pay in the transportation system

Google Pay also lets you add a transit card to your phone to ride on trains, subways, and buses.

1. To add a transit card, open the Google Pay app and tap transit ride button at the bottom of the Home tab.

2. Next, select the transportation system you want to ride.

3. Press the blue button Complete button.

4. Depending on the transit system, you may be taken to a transit website or application to purchase your tickets or passes. sometimes small activation A window will pop up. If this happens, tap Complete button.

To use a card or ticket, wake up your phone. For some transportation systems, you may need to unlock your phone and choose your ticket. Next, place your phone in front of the card reader and wait until you see a blue check mark.

Google Pay and your transaction data

While doing research for this story, I was curious about the data that Google collects when you use Google Pay. I have discovered that Google may use data from Google Pay transactions:

  • To facilitate your Google Pay transactions
  • To show you transaction details and history
  • To solve an issue you’re having with Google Pay
  • To provide you with other Google Pay features

As obvious as that sounds, it’s the last feature – “Other Google Pay Features” – that leaves the door open for targeted advertising. If you are already a Gmail user, you allow Google to do the same.

More about paying with your phone

Leave a Comment

Your email address will not be published.